Financial Goals
we help you achieve it
Secure Your
Future
Tailored Retirement Plan for a
Stress Free Tomorrow
realise your
child's ambition
tailor made plan for your child's
higher education
build a robust
emergency corpus,
financial security when you
need it the most
WHO WE ARE
We are an Association of Mutual Funds in India (AMFI) registered mutual fund distributor and an Insurance Regulatory and Development Authority of India (IRDAI) certified insurance solutions service provider. We specialize in equipping our clients with the knowledge to achieve their financial goals.
Our motto at Yudhajit Financial Services Private Limited is “Dream it. Achieve it.” This serves as the North Star, guiding us in the creation of personalized financial roadmaps for our clients and supporting them at every step.
Our vision is to assist every household in India in achieving their financial goals by imparting financial literacy and providing guided support with care. Transparency, compliance, and a passion for exceeding clients’ expectations are the foundations of our organization. We cater to both individual and institutional clients.
OUR PROCESS:
Simplifying your financial journey
“If you fail to plan, you are planning to fail.”
– Benjamin Franklin
The essence of Mr. Franklin's words is best realized when assessing your financial preparedness through the different stages of life.
Planning for your dream home, sending your children to universities like Harvard, Oxford, or Cambridge, and securing your retirement require serious introspection and, most importantly, a sound strategy.
Aided by our profound and extensive experience in managing clients’ portfolios and expectations across multiple market cycles, we at Yudhajit Financial Services Private Limited help clients create a financial roadmap and implement effective strategies.
Our Process at a Glance:
- 1 Helping you visualize and rationalize your financial goals
- 2 Gathering and analyzing data
- 3 Scientifically assessing risk tolerance
- 4 Designing a personalized financial roadmap
- 5 Executing and managing strategies
Goal-driven. Strategy-backed.
Solutions designed to help you succeed at every financial milestone.
Financial Roadmap
We create a Financial Roadmap for our clients after gathering all the necessary information pertaining to their family, income, expenses, assets, liabilities, life and health risk covers, and nature of profession. We help them visualize and rationalize their financial goals and scientifically gauge their risk tolerance. After assimilating and analyzing all the information, we create a Financial Roadmap that acts as a bridge between their current situation and financial goals.
- Understanding the client’s family profile
- Assessing client’s income, expenses, assets, and liabilities
- Reviewing client’s existing life and health insurance coverage
- Evaluating client’s professional background and financial responsibilities
- Helping clients define and rationalize their financial goals
- Scientifically measuring client’s risk tolerance
- Delivering a customized Financial Roadmap to guide the client’s journey
Managing Investments
Once the Financial Roadmap is in place, we implement investment strategies in agreement with our clients. We help them invest in mutual fund portfolios tailored to their financial goals. Using our advanced platform, we track performance and intervene when returns significantly diverge from expectations.
We proactively suggest and implement tactical changes based on market conditions and conduct portfolio reviews every six months.
- Goal-based mutual fund portfolio creation
- Client-aligned investment decisions
- Portfolio performance tracking vis-à-vis expected rate of return
- Proactive strategy adjustments
- Half-yearly portfolio reviews
Improving Risk Management Solution
Through methods like the Human Life Value factor and the Income Replacement method, we assess the life cover our clients must have so that, in the event of premature death, their family does not face challenges in sustaining their lifestyle or accomplishing financial goals. We help our clients avail themselves of suitable life cover. Additionally, we assist them in securing a suitable personal accident cover and a comprehensive health insurance policy for their family.
- Assessing ideal life cover using proven financial methods
- Recommending suitable life and personal accident insurance
- Guiding clients in choosing comprehensive family health insurance
- Ensuring financial protection for unforeseen events
Efficiently Managing Debt
We help our clients reduce their liabilities by refinancing their debts at lower interest rates and, most importantly, by constantly engaging with them to control their expenditures. Our engagement process has helped clients rationalize their lifestyle, thereby avoiding unnecessary liabilities.
- Assessing and restructuring existing loans
- Exploring refinancing options at lower interest rates
- Monitoring spending habits and offering personalized advice
- Encouraging disciplined financial behavior
- Helping clients adopt a more rational, need-based lifestyle
- Reducing the risk of future debt accumulation
Managing Strategies
We design portfolios based on the client’s investment horizon, investment objectives, and, most importantly, risk tolerance. We track the progress of investments aligned with various financial goals and intervene when necessary. Tactical changes are made to the portfolio based on market conditions. By closely managing the strategies outlined in the Financial Roadmap, we have been helping our clients achieve their financial goals.
- Goal-based, risk-aligned portfolio design
- Ongoing investment monitoring
- Timely strategic interventions
- Market-driven tactical adjustments
- Alignment with your Financial Roadmap
- Steady progress toward goals
Tax Planning
Planning to minimize tax liabilities is an integral part of our strategy. At Yudhajit Financial Services, we believe that efficient tax planning is not just about saving money; it’s about aligning your investments, income, and expenses in a way that supports your long-term financial goals. We help clients understand the tax implications of their financial decisions and guide them in utilizing all applicable exemptions, deductions, and rebates under prevailing tax laws. Our goal is to ensure compliance while optimizing tax efficiency across income sources and investments.
Tax Filling
We assist our clients in filing their income tax returns through our network of experienced Chartered Accountants. Our team ensures that your tax filings are completed accurately and on time, minimizing the risk of errors or penalties. We work closely with our clients to gather all necessary documentation, ensuring that every eligible deduction, exemption, and credit is applied, maximizing tax efficiency. Whether it's filing for individual returns, business taxes, or special cases, we ensure a smooth, hassle-free process.
Estate Planning
We assist our clients in drafting and registering a will to ensure that their assets are distributed to their legal heirs and others according to their wishes after their demise. Through our network of experienced attorneys, we provide guidance and support throughout the process, ensuring that all legal formalities are met and the will is properly registered. Estate planning is a vital step in protecting your legacy, avoiding future disputes, and ensuring peace of mind for your loved ones.
We create a Financial Roadmap for our clients after gathering all the necessary information pertaining to their family, income, expenses, assets, liabilities, life and health risk covers, and nature of profession. We help them visualize and rationalize their financial goals and scientifically gauge their risk tolerance. After assimilating and analysing all the information, we create a Financial Roadmap that acts as a bridge between their current situation and financial goals.
Once the Financial Roadmap is in place, we implement investment strategies in agreement with our clients. We help them invest in mutual fund portfolios tailored to their financial goals. Using our advanced platform, we track performance and intervene when returns significantly diverge from expectations.
Through methods like the Human Life Value factor and the Income Replacement method, we assess the life cover our clients must have so that, in the event of premature death, their family does not face challenges in sustaining their lifestyle or accomplishing financial goals. We help our clients avail themselves of suitable life cover. Additionally, we assist them in securing a suitable personal accident cover and a comprehensive health insurance policy for their family.
We help our clients reduce their liabilities by refinancing their debts at lower interest rates and, most importantly, by constantly engaging with them to control their expenditures. Our engagement process has helped clients rationalize their lifestyle, thereby avoiding unnecessary liabilities.
We design portfolios based on the client’s investment horizon, investment objectives, and, most importantly, risk tolerance. We track the progress of investments aligned with various financial goals and intervene when necessary. Tactical changes are made to the portfolio based on market conditions. By closely managing the strategies outlined in the Financial Roadmap, we have been helping our clients achieve their financial goals.
Planning to minimize tax liabilities is an integral part of our strategy. At Yudhajit Financial Services, we believe that efficient tax planning is not just about saving money; it’s about aligning your investments, income, and expenses in a way that supports your long-term financial goals. We help clients understand the tax implications of their financial decisions and guide them in utilizing all applicable exemptions, deductions, and rebates under prevailing tax laws. Our goal is to ensure compliance while optimizing tax efficiency across income sources and investments.
We assist our clients in filing their income tax returns through our network of experienced Chartered Accountants. Our team ensures that your tax filings are completed accurately and on time, minimizing the risk of errors or penalties. We work closely with our clients to gather all necessary documentation, ensuring that every eligible deduction, exemption, and credit is applied, maximizing tax efficiency. Whether it's filing for individual returns, business taxes, or special cases, we ensure a smooth, hassle-free process
We assist our clients in drafting and registering a will to ensure that their assets are distributed to their legal heirs and others according to their wishes after their demise. Through our network of experienced attorneys, we provide guidance and support throughout the process, ensuring that all legal formalities are met and the will is properly registered. Estate planning is a vital step in protecting your legacy, avoiding future disputes, and ensuring peace of mind for your loved ones.
